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FOI 20-10
6 September 2019

Phillip Sweeney
By email: xxxxxxxxxxxxxxxxxxxxxxxxx@xxxxxxxxxxx.xxx.xx

Dear Mr Sweeney,
NOTICE OF DECISION MADE UNDER SECTION 23 OF THE FREEDOM OF
INFORMATION ACT 1982 (CTH) (FOI ACT) WITH REASONS UNDER SECTION 26
Applicant:

Phillip Sweeney
Decision-maker:
Benjamin Fogwell1
FOI Request:
The documents I seek are copies of file notes or reports
prepared by these APRA observers of the proceedings that
they attended involving Mr Quinn.
List of Proceedings involving Charles Anthony Quinn

(1) Anthony Charles Quinn v Carlton and United Breweries
Limited {796 of 1996}
(2) Quinn v FBG Superannuation Ltd [1998] VSC 173
(3) Quin (sic) v FBG Superannuation Ltd [2000] VSCA 29
(4) Legal Ombudsman v D'Abaco [1999] VLPT

Decision:
Give  access to Document 1  in part  based on the following
reasons.
Refuse access to Documents 2 and 3 based on the following
reasons.
MATERIAL FACTS
1.
On 7 August 2019 you made the FOI request by email under the FOI Act.
2.
On 7 August 2019 APRA acknowledged receipt of the FOI request by email.
EVIDENCE AND MATERIAL
3.
I relied on the following evidence and material in making my decision:
a.
the Applicant’s request received by APRA on 7 August 2019;

1 An authorised officer of the Australian Prudential Regulation Authority (APRA) for the purposes of section 23(1)
of the FOI Act.

b.
acknowledgment email from APRA FOI to the Applicant dated 7 August 2019;
c.
correspondence between APRA staff  between 26 August 2019 and 28 August
2019;
d.
relevant sections of the Australian Prudential Regulation Authority Act 1998 (Cth)
(APRA Act);
e.
relevant sections of the FOI Act; and
f.
guidelines issued by the Office of the Australian Information Commissioner to date
(FOI Guidelines).
REASONS
4.
After conducting all reasonable searches of its records  and its predecessor agency
records, APRA identified the documents detailed in the Schedule as relevant to the FOI
request (the relevant documents).

5.
I give access to Document 1 in part as Document 1 contains information that would be
privileged from production in legal proceedings on the ground of legal professional
privilege.

6.
I refuse access to Document 2  because  Document 2 is an exempt document  under
section 38 of the FOI Act and would be privileged from production in legal proceedings
on the ground of legal professional privilege under section 42 of the FOI Act.

7.
I refuse access to Document 3 because Document 3 would be privileged from production
in legal proceedings on the ground of legal professional privilege under section 42 of the
FOI Act.

•  document subject to legal professional privilege

8.
Section 42 of the FOI Act provides APRA may refuse a request for access to a document
if the document is of such a nature that it would be privileged from production in legal
proceedings on the ground of legal professional privilege.

9.
Paragraph 5.127 and 5.129 of the FOI guidelines requires APRA to consider whether:

a.
there is a legal-advisor client relationship;

b.
the communication was for the purpose of giving or receiving legal advice, or use
in connection with actual or anticipated litigation;

c.
the advice given is independent; and

d.
the advice given is confidential.

10.  Document 1 (in parts), Document 2 and Document 3 were prepared in circumstances,
where the predecessor agency to APRA retained services of lawyers for the purposes
of obtaining professional advice. The purpose of the advice in the relevant documents
relates to the full and frank disclosure between the lawyer and the predecessor agency.

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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11.  I am satisfied the communication in Document 1 (in parts), Document 2 and Document
3 is a privileged communication as:

a.
there was a legal-advisor client relationship;

b.
the communication was for the purpose of giving or receiving legal advice, or use
in connection with actual or anticipated litigation;

c.
the advice given was from an independent in house-lawyer; and

d.
the advice given was confidential.

12. Disclosing the information in Document 1 (in parts), Document 2 and Document 3 would
prejudice APRA’s continuing  ability to have confidential communications  with its legal
advisers.  Based on the information before me, I am satisfied Document 1 (in  parts),
Document 2 and Document 3 would be privileged from production in legal proceedings on
the ground of legal professional privilege. I have decided to refuse access under section
42 of the FOI Act to Document 1 (in parts), Document 2 and Document 3.

•  document to which secrecy provisions of enactments apply

13.  I have taken the following approach in applying section 38 of the FOI Act to Document
2:

a.
under section 56(2) of the APRA Act it is an offence to directly or indirectly disclose
“protected information” or to produce a “protected document”. The offence is
punishable by up to two years imprisonment;

b.
“protected document” is defined in section 56(1) of the APRA Act to include
documents given or produced under or for the purposes of a prudential regulation
framework law, and containing information relating to the affairs of a body
regulated by APRA;

c.
“protected information” is defined in section 56(1) of the APRA Act to include
information disclosed or obtained under or for the purposes of a prudential
regulation framework law, and relating to the affairs of a body regulated by APRA;

d.
Document 2 was produced for the purposes of its prudential supervision under the
Superannuation Industry (Supervision) Act 1993 (Cth), being a prudential
regulation framework law;

e.
information in Document  2  relates  to the affairs of an entity regulated by APRA
under the Superannuation Industry (Supervision) Act 1993;

f.
the information in Document 2 has not been lawfully made available to the public
from other sources;

g.
the relevant document  is  therefore a “protected document” for the purposes of
section 56(1) of the APRA Act;

h.
a document is an exempt document under the FOI Act if disclosure of information
contained in the document  is prohibited under a provision of an enactment and
that secrecy provision expressly applies section 38 to that provision;

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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i.
subsection 56(11) of the APRA Act expressly applies section 38 of the FOI Act so
that a document that is a “protected document” is an exempt document under
section 38 of the FOI Act.

14.  Under section 56(2) of the APRA Act it is an offence to directly or indirectly disclose
“protected information” or to produce a “protected document”. Document 2 is a
“protected document” for the purposes of subsection 56(1) of the APRA Act.  I am
satisfied Document 2 is an exempt document  as subsection 56(11) of the APRA Act
expressly applies section 38 of the FOI Act.
RIGHTS OF REVIEW
Application for Internal Review of Decision
15.  Under section 54 of the FOI Act, you have the right to apply for an internal review of the
decision if you disagree with my decision. If you make an application for review, another
officer of APRA will be appointed to conduct the review and make a fresh decision on
the merits of the case.
16.  Under section 54B of the FOI Act, you must apply in writing for a review of the decision
within 30 days after the day the decision has been notified to you.
17.  You do not have to pay any other fees or processing charges for an internal review,
except for providing access to further material in the document released as a result of
the review (for example, photocopying, inspection, etc).
18.  No particular form is required to apply for review although it is desirable (but not
essential) to set out in the application the grounds on which you consider that the
decision should be reviewed.
19.  Application for an internal review of the decision should be addressed to:

FOI Officer
Australian Prudential Regulation Authority
GPO Box 9836, Sydney NSW 2001
Telephone:
(02) 9210 3000
Facsimile:
(02) 9210 3411
20.  If you make an application for internal review and we do not make a decision within 30
days of receiving the application, the agency is deemed to have affirmed the original
decision. However, under section 54D of the FOI Act, APRA may apply, in writing to the
Information Commissioner for further time to consider the internal review.
Application for review by Information Commissioner
21.  Under  section 54L of the FOI Act, you have the right to apply to the Information
Commissioner for a review of the original decision or a review of a decision made on
review.
22.  Any application must be in writing and must give details of an address where notices
may be sent and include a copy of the original decision or the decision made on internal
review.
23.  An application for review by the Information Commissioner should be sent:

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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Online: www.oaic.gov.au
Post: GPO Box 5218, Sydney NSW 2001
Email: xxxxxxxxx@xxxx.xxx.xx
In person:
Office of the Australian Information Commissioner
Level 3, 175 Pitt Street
Sydney NSW 2000

Application for review by Administrative Appeals Tribunal
24.  If the decision on review by the Information Commissioner is not to grant access to all
of the documents within your request, you would be entitled to seek review of that
decision by the AAT.
25.  The AAT is an independent review body with the power to make a fresh decision. An
application to the AAT for a review of an FOI decision does not attract a fee. The AAT
cannot award costs either in your favour or against you, although it may in some
circumstances recommend payment by the Attorney-General of some or all of your
costs. Further information is available from the AAT on 1300 366 700.
Complaints to the Information Commissioner
26.  You may complain to the Commissioner concerning action taken by this agency in the
exercise of powers or the performance of functions under the FOI Act. There is no fee
for making a complaint. The Commissioner will conduct an independent investigation of
your complaint.
27.  You may complain to the Commissioner either orally or in writing, by any of the methods
outlined above, or by telephone, on 1300 363 992.
Benjamin Fogwell
FOI Officer
Australian Prudential Regulation Authority
Date: 6 September 2019

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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Schedule of relevant documents
Document number
Description
FOI Act exemptions
Document 1
ISC Minute Paper
s42
Document 2
ISC internal communication   s38, s42
Document 3
ISC internal communication   s42

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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FREEDOM OF INFORMATION ACT 1982 (CTH)

11A Access to documents on request
Scope
             (1)  This section applies if:
                     (a)  a request is made by a person, in accordance with subsection 15(2), to an
agency or Minister for access to:
                              (i)  a document of the agency; or
                             (ii)  an official document of the Minister; and
                     (b)  any charge that, under the regulations, is required to be paid before access
is given has been paid.
             (2)  This section applies subject to this Act.
Note:          Other provisions of this Act are relevant to decisions about access to documents, for
example the following:
(a)    section 12 (documents otherwise available);
(b)    section 13 (documents in national institutions);
(c)    section 15A (personnel records);
(d)    section 22 (access to edited copies with exempt or irrelevant matter deleted).
Mandatory access—general rule
             (3)  The agency or Minister must give the person access to the document in
accordance with this Act, subject to this section.
Exemptions and conditional exemptions
             (4)  The agency or Minister is not required by this Act to give the person access to
the document at a particular time if, at that time, the document is an exempt
document.
Note:          Access may be given to an exempt document apart from under this Act, whether or not
in response to a request (see section 3A (objects—information or documents otherwise
accessible)).
             (5)  The agency or Minister must give the person access to the document if it is
conditionally exempt at a particular time unless (in the circumstances) access to
the document at that time would, on balance, be contrary to the public interest.
Note 1:       Division 3 of Part IV provides for when a document is conditionally exempt.
Note 2:       A conditionally exempt document is an exempt document if access to the document
would, on balance, be contrary to the public interest (see section 31B (exempt
documents for the purposes of Part IV)).
Note 3:       Section 11B deals with when it is contrary to the public interest to give a person access
to the document.
             (6)  Despite subsection (5), the agency or Minister is not required to give access to
the document at a particular time if, at that time, the document is both:
                     (a)  a conditionally exempt document; and
                     (b)  an exempt document:
                              (i)  under Division 2 of Part IV (exemptions); or

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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                             (ii)  within the meaning of paragraph (b) or (c) of the definition of exempt
document in subsection 4(1).
11B  Public interest exemptions—factors
Scope
             (1)  This section applies for the purposes of working out whether access to a
conditionally exempt document would, on balance, be contrary to the public
interest under subsection 11A(5).
             (2)  This section does not limit subsection 11A(5).
Factors favouring access
             (3)  Factors favouring access to the document in the public interest include whether
access to the document would do any of the following:
                     (a)  promote the objects of this Act (including all the matters set out in
sections 3 and 3A);
                     (b)  inform debate on a matter of public importance;
                     (c)  promote effective oversight of public expenditure;
                     (d)  allow a person to access his or her own personal information.
Irrelevant factors
             (4)  The following factors must not be taken into account in deciding whether access
to the document would, on balance, be contrary to the public interest:
                     (a)  access to the document could result in embarrassment to the
Commonwealth Government, or cause a loss of confidence in the
Commonwealth Government;
                     (b)  access to the document could result in any person misinterpreting or
misunderstanding the document;
                     (c)  the author of the document was (or is) of high seniority in the agency to
which the request for access to the document was made;
                     (d)  access to the document could result in confusion or unnecessary debate.
Guidelines
             (5)  In working out whether access to the document would, on balance, be contrary
to the public interest, an agency or Minister must have regard to any guidelines
issued by the Information Commissioner for the purposes of this subsection
under section 93A.
38  Documents to which secrecy provisions of enactments apply

(1)  Subject to subsection (1A), a document is an exempt document if:

(a)  disclosure of the document, or information contained in the document, is
prohibited under a provision of an enactment; and

(b)  either:

(i)  that provision is specified in Schedule 3; or

(ii)  this section is expressly applied to the document, or information, by
that provision, or by another provision of that or any other enactment.

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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(1A) A person’s right of access to a document under section 11 or 22 is not affected
merely because the document is an exempt document under subsection (1) of
this section if disclosure of the document, or information contained in the
document, to that person is not prohibited by the enactment concerned or any
other enactment.
(2) Subject to subsection (3), if a person requests access to a document, this
section does not apply in relation to the document so far as it contains personal
information about the person.
(3) This section applies in relation to a document so far as it contains personal
information about a person if:
(a) the person requests access to the document; and
(b) disclosure of the document, or information contained in the document, is
prohibited under section 503A of the Migration Act 1958 as affected by
section 503D of that Act.
(4) In this section:
enactment includes a Norfolk Island enactment.
42 Documents subject to legal professional privilege
(1)
A document is an exempt document if it is of such a nature that it would be privileged
from production in legal proceedings on the ground of legal professional privilege.
(2)
A document is not an exempt document because of subsection (1) if the person
entitled to claim legal professional privilege in relation to the production of the
document in legal proceedings waives that claim.
(3)
A document is not an exempt document under subsection (1) by reason only that:
(a)
the document contains information that would (apart from this subsection) cause
the document to be exempt under subsection (1); and
(b)
the information is operational information of an agency.
Note:
For operational information, see section 8A.
AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY ACT 1998
56  Secrecy—general obligations

(1)  In this section:
body regulated by APRA includes a body that has at any time been a body
regulated by APRA.
court includes a tribunal, authority or person having the power to require the
production of documents or the answering of questions.
financial sector entity has the same meaning as in the Financial Sector
(Collection of Data) Act 2001.
officer means:

(a)  an APRA member; or

(b)  an APRA staff member; or

(c)  any other person who, because of his or her employment, or in the course
of that employment:

(i)  has acquired protected information; or

(ii)  has had access to protected documents;

  other than an employee of the body to which the information or document
relates.
personal information has the same meaning as in the Privacy Act 1988.
produce includes permit access to.
protected document means a document given or produced (whether before or
after the commencement of this section) under, or for the purposes of, a
prudential regulation framework law and containing information relating to the
affairs of:

(a)  a financial sector entity; or

(b)  a body corporate (including a body corporate that has ceased to exist) that
has at any time been, or is, related (within the meaning of the Corporations
Act 2001) to a body regulated by APRA or to a registered entity; or

(c)  a person who has been, is, or proposes to be, a customer of a body
regulated by APRA or of a registered entity;; or

(ca)  a person in relation to whom information is, or was, required to be given
under a reporting standard made in accordance with subsection 13(4A) of
the Financial Sector (Collection of Data) Act 2001;
other than:

(d)  a document containing information that has already been lawfully made
available to the public from other sources; or

(e)  a document given or produced under, or for the purposes of, a provision of
the Superannuation Industry (Supervision) Act 1993:

(i)  administered by the Commissioner of Taxation; or

(ii)  being applied for the purposes of the administration of a provision
administered by the Commissioner of Taxation.
It also includes a document that is given to APRA under Part 7.5A of the
Corporations Act 2001, other than a document containing information that has
already been lawfully made available to the public from other sources.

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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protected information means information disclosed or obtained (whether before
or after the commencement of this section) under, or for the purposes of, a
prudential regulation framework law and relating to the affairs of:

(a)  a financial sector entity; or

(b)  a body corporate (including a body corporate that has ceased to exist) that
has at any time been, or is, related (within the meaning of the Corporations
Act 2001) to a body regulated by APRA or to a registered entity; or

(c)  a person who has been, is, or proposes to be, a customer of a body
regulated by APRA or of a registered entity;; or

(ca)  a person in relation to whom information is, or was, required to be given
under a reporting standard made in accordance with subsection 13(4A) of
the Financial Sector (Collection of Data) Act 2001;
other than:

(d)  information that has already been lawfully made available to the public from
other sources; or

(e)  information given or produced under, or for the purposes of, a provision of
the Superannuation Industry (Supervision) Act 1993:

(i)  administered by the Commissioner of Taxation; or

(ii)   being applied for the purposes of the administration of a provision
administered by the Commissioner of Taxation.
It also includes information that is given to APRA under Part 7.5A of the
Corporations Act 2001, other than information that has already been lawfully
made available to the public from other sources.
registered entity means a corporation that is, or has at any time been, a
registered entity within the meaning of the Financial Sector (Collection of Data)
Act 2001.

(2)  A person who is or has been an officer is guilty of an offence if:

(a)  the person directly or indirectly:

(i)  discloses information acquired in the course of his or her duties as an
officer to any person or to a court; or

(ii)  produces a document to any person or to a court; and

(b)  the information is protected information, or the document is a protected
document; and

(c)  the disclosure or production is not in accordance with subsection (3), (4),
(5), (5AA), (5A), (5B), (5C), (6), (7), (7A), (7B) or (7C).
Penalty: Imprisonment for 2 years.
Note:
Chapter 2 of the Criminal Code sets out the general principles of criminal responsibility.

(3)  It is not an offence if the disclosure of protected information or the production of
a protected document by a person is for the purposes of a prudential regulation
framework law.
Note:
A defendant bears an evidential burden in relation to the matters in subsection (3) (see
subsection 13.3(3) of the Criminal Code).

(4)  It is not an offence if the disclosure of protected information or the production of
a protected document by a person:

(a)  is by an employee of the person to whose affairs the information or
document relates; or

(b)  occurs after the person to whose affairs the information or document relates
has agreed in writing to the disclosure or production.

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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Note:
A defendant bears an evidential burden in relation to the matters in subsection (4) (see
subsection 13.3(3) of the Criminal Code).

(5)  It is not an offence if the disclosure of protected information or the production of
a protected document by a person:

(a)  occurs when the person is satisfied that the disclosure of the information, or
the production of the document, will assist a financial sector supervisory
agency, or any other agency (including foreign agencies) specified in the
regulations, to perform its functions or exercise its powers and the
disclosure or production is to that agency; or

(b)  is to another person and is approved by APRA by instrument in writing.
Note:
A defendant bears an evidential burden in relation to the matters in subsection (5) (see
subsection 13.3(3) of the Criminal Code).

(5AA)  It is not an offence if the disclosure of protected information or the production of
a protected document is made:

(a)  by an officer of an agency to which the information or document has been
disclosed or produced under paragraph (5)(a); and

(b)  for the same purpose as the information or document was so disclosed or
produced to that agency.
Note:
A defendant bears an evidential burden in relation to the matters in subsection (5AA)
(see subsection 13.3(3) of the Criminal Code).

(5A)  It is not an offence if the production by a person of a document that was given to
APRA under section 9 or 13 of the Financial Sector (Collection of Data) Act 2001
is to the Australian Statistician for the purposes of the Census and Statistics Act
1905.
Note:
A defendant bears an evidential burden in relation to matters in subsection (5A) (see
subsection 13.3(3) of the Criminal Code).

(5B)  It is not an offence if the production by a person of a document that was given to
APRA under section 9 or 13 of the Financial Sector (Collection of Data) Act 2001
is to:

(a)  the Reserve Bank of Australia; or

(b)  another prescribed authority.
Note:
A defendant bears an evidential burden in relation to matters in subsection (5B) (see
subsection 13.3(3) of the Criminal Code).

(5C)  If:

(a)  a document is a reporting document given to APRA under section 13 of the
Financial Sector (Collection of Data) Act 2001; and

(b)  either:

(i)  a determination has been made under section 57 that the document
does not, or documents of that kind do not, contain confidential
information; or

(ii)  a determination has been made under section 57 that a specified part
of the document, or of documents of that kind, does not contain
confidential information;
it is not an offence to disclose the document or that part of the document, or any
information contained in the document or that part of the document, to any
person (including by making the document, the part of the document or the
information available on APRA’s website).

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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(6)  It is not an offence if the disclosure of protected information or the production of
a protected document is to:

(a)  an APRA member; or

(b)  an APRA staff member;
for the purposes of the performance of APRA’s functions, or the exercise of
APRA’s powers, under a law of the Commonwealth or of a State or a Territory.
Note:
A defendant bears an evidential burden in relation to the matters in subsection (6) (see
subsection 13.3(3) of the Criminal Code).

(6A)  It is not an offence if the disclosure of protected information or the production of
a protected document is to:

(a)  an auditor who has provided, or is providing, professional services to a
general insurer, authorised NOHC or a subsidiary of a general insurer or
authorised NOHC; or

(b)  an actuary who has provided, or is providing, professional services to a
general insurer, authorised NOHC or a subsidiary of a general insurer or
authorised NOHC;
and the disclosure is for the purposes of the performance of APRA’s functions, or
the exercise of APRA’s powers, under a law of the Commonwealth or of a State
or Territory.

(7)  It is not an offence if the information, or the information contained in the
document, as the case may be, is in the form of a summary or collection of
information that is prepared so that information relating to any particular person
cannot be found out from it.
Note:
A defendant bears an evidential burden in relation to the matters in subsection (7) (see
subsection 13.3(3) of the Criminal Code).

(7A)  It is not an offence if the information, or the information contained in the
document, as the case may be, is all or any of the following:

(a)  the names of bodies that are regulated by APRA;

(b)  the addresses at which bodies referred to in paragraph (a) conduct
business;

(c)  any other information that is reasonably necessary to enable members of
the public to contact persons who perform functions in relation to bodies
referred to in paragraph (a).
Note:
A defendant bears an evidential burden in relation to the matters in subsection (7A) (see
subsection 13.3(3) of the Criminal Code).

(7B)  It is not an offence if the information, or the information contained in the
document, as the case may be, is:

(a)  a statement of APRA’s opinion as to whether or not a body regulated by
APRA is complying, or was complying at a particular time, with a particular
provision of a prudential regulation framework law; or

(b)  a description of:

(i)  court proceedings in relation to a breach or suspected breach by a
person of a provision of a prudential regulation framework law; or

(ii)  activity engaged in, or proposed to be engaged in, by APRA in relation
to such a breach or suspected breach; or

(c)  a description of action under a prudential regulation framework law that
APRA has taken or is proposing to take in relation to:

(i)  a body regulated by APRA; or

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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(ii)  an individual who holds or has held a position with or in relation to such
a body.
Note:
A defendant bears an evidential burden in relation to the matters in subsection (7B) (see
subsection 13.3(3) of the Criminal Code).

(7C)  If information referred to in subsection (7A) or paragraph (7B)(a) that relates to a
body that is, or has at any time been, regulated by APRA under the
Superannuation Industry (Supervision) Act 1993 is disclosed to the Registrar of
the Australian Business Register established under section 24 of the A New Tax
System (Australian Business Number) Act 1999, the Registrar may enter the
information in that Register.
Note:
A defendant bears an evidential burden in relation to the matters in subsection (7C) (see
subsection 13.3(3) of the Criminal Code).

(8)  A person who is, or has been, an officer cannot be required to disclose to a court
any protected information, or to produce in a court a protected document, except
when it is necessary to do so for the purposes of a prudential regulation
framework law.

(9)  If a person discloses information or produces a document under this section to
another person, the first person may, at the time of the disclosure, impose
conditions to be complied with in relation to the information disclosed or the
document produced.

(10)  A person is guilty of an offence if the person fails to comply with a condition
imposed under subsection (9).
Penalty: Imprisonment for 2 years.
Note:
Chapter 2 of the Criminal Code sets out the general principles of criminal responsibility.

(11)  A document that:

(a)  is a protected document; or

(b)  contains protected information;
is an exempt document for the purposes of section 38 of the Freedom of
Information Act 1982.
Note:
For additional rules about personal information, see the Privacy Act 1988.

(12)  A disclosure of personal information is taken to be authorised by this Act for the
purposes of paragraph 6.2(b) of Australian Privacy Principle 6 if:

(a)  the information is protected information and the disclosure is made in
accordance with any of subsections (4), (5), (5AA), (6), (7A), (7B) and (7C);
or

(b)
the information is contained in a protected document and the disclosure is
made by the production of the document in accordance with any of those subsections.

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY
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Document Outline